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You are a member of the ultra-Orthodox community residing in either the five boroughs of New York City , Westchester, or Long Island ( Nassau or Suffolk ).
You are moderate-income, unemployed or underemployed.
You do not have American educational credentials with high earning potential (e.g. BA, MD, JD, DDS , MBA, CPA, etc).
You demonstrate a viable business idea, based on prior experience with service/product.
You do not qualify for a commercial bank loan.
You have two personal guarantors
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