• Free professional consultation on your start-up business concept or plans for taking a small business to the “next” level.
• Access to free or very low cost business training and free assistance with business plan preparation.
• Free legal help to incorporate a new business, structure a lease, purchase a business, etc.
• Access to interest-free credit up to $25,000 to help start or expand your business.
• Free post-loan mentorship.
• Networking / mutual support / professional programs at the JCH of Bensonhurst Business Club.

The application process:

• To apply for the Microenterprise Program, please download, fill out and fax the completed appropriate Business Proposal Form, attention Lyubov Mikityansky at 718-232-8461
• We will review your Business Proposal Forms and contact you by phone.  If you qualify for the Program, staff will schedule an in-person interview.  Based on the interview, HFLS will make recommendations customized to your circumstances.  While applicants with no business experience will generally be referred to a basic business training course, applicants with business experience may proceed directly to the creation of a business plan.
• The Program offers free assistance to help you create a business plan.  All business plan assistance and training are provided by HFLS-recommended sources.
• A joint HFLS/Business Club Committee will review completed business plans; applicants whose business plans are approved by this committee may then apply for an interest-free loan from HFLS to start or expand their business.  These loans are for up to $25,000 with repayment over up to five years.  All loans require two personal guarantors.