675 Third Avenue | Suite 1905 | New York, NY 10017 | 212-687-0188 | info@hflsny.org
Microenterprise Development
Program Details
The program provides:
- Free professional consultation on your start-up business concept or plans for taking a small business to the “next” level.
- Access to free or very low cost business training and free assistance with business plan preparation.
- Free legal help to incorporate a new business, structure a lease, purchase a business, etc.
- Access to interest-free credit up to $25,000 to help start or expand your business.
- Free post-loan mentorship.
- Networking / mutual support / professional programs at the JCH of Bensonhurst Business Club.
The application process:
- To apply for the Microenterprise Program, please download and fill out the appropriate Business Proposal Form, and send the completed form to
- HFLS staff will review your Business Proposal Forms and contact you by phone. If you qualify for the Program, staff will schedule an in-person interview. Based on the interview, HFLS will make recommendations customized to your circumstances. While applicants with no business experience will generally be referred to a basic business training course, applicants with business experience may proceed directly to the creation of a business plan.
- The Program offers free assistance to help you create a business plan. All business plan assistance and training are provided by HFLS-recommended sources.
- A joint HFLS/Business Club Committee will review completed business plans; applicants whose business plans are approved by this committee may then apply for an interest-free loan from HFLS to start or expand their business. These loans are for up to $25,000 with repayment over up to five years. All loans require two personal guarantors.